There are many debts that cannot be erased with bankruptcy. They are as follows:
1. Debts you intentionally did not list in your bankruptcy papers, may not be discharged.
2. Child support and alimony.
3. Debts for personal injury or death caused by intoxicated driving.
4. Student loans, unless it would be an undue hardship for you to repay, which means there is a reason why you are unable to pay your burden.
5. Fines and penalties imposed for violating the law, such as traffic tickets and criminal restitution.
6. Debts you incurred based on fraud, such as lying on a credit application.
7. Credit purchases of $1,150 or more of luxury goods or services made within sixty days of filing.
8. Debts from embezzlement, larceny or breach of trust.
9. Mutual debt incurred through a divorce decree, and 10. The taxes were assessed, and you received notice of this from the IRS at least 240 days (8 months) before you filed for bankruptcy.